
Financial Planning, Investments, Solutions

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After you have requested your appointment

We will call you to schedule your appointment
We will call you and schedule a convenient time to meet in person or by phone. We will also provide you a list of items that you can have for our free appointment (such as investment statements).


Meet together to discuss your portfolio
In our appointment, we will perform our comprehensive analysis where we review the performance, risk, fees, and composition of your existing portfolio. We will then go over our research and give you a report with our findings and recommendations to take home.

Connect with an Advisor
Call us at 602-242-4000 to speak with an advisor. You can also provide your information below and Phil or Marcus will contact you.
About JFA

Philip O. Johnson, CFP Ⓡ
President
Phil has been involved in financial services since 1976. Over the years, he has been honored as one of the nation’s best financial advisors and has been featured in USA Today, the Washington Post, Worth, Money Magazine, the Arizona Republic and the Arizona Business Gazette.

Marcus F. Johnson, CFP Ⓡ
Advisor & Vice President of Investments
A 6th generation Arizonan, Marcus served as President of the Financial Planning Association of Greater Phoenix and has been a financial advisor panelist for the Arizona Republic and local TV and radio stations.
Independent - As an independent financial services firm, we are focused on your best interests and are not limited to one single product offering.
Fiduciary Standard - As a Registered Investment Advisory (RIA) we act in the best interest of our clients.
Highly Personalized Service - Our clients feel comfortable consulting with us on all financial matters.
Our Locations

Our Office
Tempe, Arizona
Other Valley Wide Meeting Locations

Online or Phone
Skype or a Phone Call

Your Home
We come to you at your home
or any convenient location
Services

Financial Planning
Sound advice and answers

Investment Management
Fully Customized Portfolios

Risk Management
Prepare for the unforeseen
It all begins with a conversation. Call us at 602-242-4000.
Our Menu of Services
- Wealth Management
- Financial Planning
- Retirees
- Pre-Retirees
- Young Professionals
- Family Planning
- Fully Customized Portfolios
- Mutual Funds & ETFs
- Stocks
- Bonds
- Real Estate
- Precious Metals
- International
- 401(k) & Rollovers
- IRA & Roth IRAs
- Social Security Planning
- Pension Maximization
- Retirement Projections
- Income Distribution
- Term & Whole-Life
- Disability
- Annuities
- Long-Term Care
- Health Coverage Review
- Property Coverage Review
- Estate Analysis
- Gifting
- Avoiding Probate
- Generational Transfers
*In coordination with your attorney.
- Cost Projections
- Education Trusts
- 529
- Coverdell
- UGMA/UTMA
- Strategies for paying off debt
- Philanthropy
- Donor Advised Fund
- Gifting Appreciated Assets
- Legacy Planning
- Tax Projections
- Efficient Strategies
- RMD - Required Minimum Distributions
*In coordination with your tax professionals.
Our Clients

Average Client Tenure
20+ Years

Our clients are
Individuals & Families

Assets We Manage
$201 million
We have clients throughout the United States
Know Where You Stand
Regarding your financial goals
Enjoy Simplicity
From working with a trusted advisor
Focus On What Is Important
We help you identify and achieve workable goals
Working with a JFA advisor may help you
Avoid costly mistakes
when selecting investments, considering loans, or making any significant financial decisions.
Help you work towards goals
such as college educations for children and grandchildren, support for charitable organizations, etc.
Create a specific
plan of action
to fund your retirement
and ensure you don't
outlive your money.
Assess your
needs
such as insurance, reducing taxes, and making sure you have proper estate planning tools in place.
No Obligation Introduction
STEP ONE: Give us a call
Call 602-242-4000 to speak with an advisor to learn more about our services and to see if we're a good fit.
STEP TWO: Come in for a No-Obligation appointment
This is our opportunity to get to know you and your financial life. We will answer any questions you have and explain the services we offer and the costs associated.
STEP THREE: Become a Client
Once you decide you would like to move forward, we will begin planning and preparing your investments immediately.
It all begins with a conversation. Call us at 602-242-4000.
Connect with an Advisor
Call us at 602-242-4000 to speak with an advisor. You can also provide your information below and Phil or Marcus will contact you.
Common & Popular
Frequent Questions
Creating a financial plan helps you see the big picture and set long and short-term life goals, a crucial step in mapping out your financial future. When you have a financial plan, it's easier to make financial decisions and stay on track to meet your goals.
Some people decide to do their own financial planning, but you may want to seek help from a Certified Financial Planner™ professional if you:
- Want to better manage your finances, but aren't sure where to start
- Don't have time to do your own financial planning
- Want a professional opinion about the plan you've developed
- Don't have sufficient expertise in certain areas such as investments, insurance, taxes or retirement planning
- Have an immediate need or unexpected life event
Working with Phil or Marcus can give you confidence that you have an adviser who cares about you, your family, and protecting your wealth. Phil's 35 years of industry experience have given him a proven lens on financial affairs. Marcus has a fresh perspective while maintaining the discipline that has helped our clients for decades.
Investments – We are a fee-based practice. The fee is taken directly from the account and is based on a percentage of the account. Fees and charges are agreed upon in advance.
Financial Planning - This is a retainer fee for all planning/advice services rendered—usually for a year. Fees are based on the assets and complexity involved. This includes all meetings, phone-calls, and access to Phil and Marcus and staff as often as needed.
Although many professionals may call themselves “financial planners,” CFP® professionals have completed extensive training and experience requirements and are held to rigorous ethical standards. They understand the complexities of the changing financial climate and know how to make financial planning recommendations in your best interest.
We seek clients that want to build a long-term relationship and are committed to a team approach in working toward your financial goals.
We work with individuals and families who have:
- Accumulated assets
- Significant savers
- Appreciate professional advice
- Would like us to coordinate with other professionals, such as their tax preparer, accountant or estate planning attorney. We can also provide referrals for those services.
Johnson Financial has been operating since 1981. It is a multi-generation business with plans to perpetuate for generations to come. When working with JFA, you can expect expertise, professionalism, and personalized service.
Financial planning is a collaborative relationship where both the client and the advisor work together. As financial planners, Phil and Marcus help individuals and families identify their objectives, define their dreams, develop a plan to help them get there, and then track their progress along the way. Not only are they a "financial coaches," but they work with other specialists as needed to make sure that all financial areas are coordinated and monitored.
Working with an advisor may help you:
- Avoid costly mistakes when selecting investments, considering loans, or making any significant financial decisions.
- Help you work towards goals such as college educations for children and grandchildren, support for charitable organizations, etc.
- Create a specific plan of action to fund your retirement and ensure you don't outlive your money.
- Assess your needs such as insurance, reducing your taxes, and making sure you have the proper estate planning tools in place.
Responsibilities of the Client
- Provide honest and complete data.
- Consider goals and prioritize them.
- Commit to a financial plan of action.
- Carefully read all contracts and statements.
- Understand that all investments involve risk.
- Report changes in your personal situation to your advisor.
- Review with your advisor on an annual (or as needed) basis.
Responsibilities of the Advisor
- Assess all data to know a client's situation.
- Determine the risk tolerance of a client.
- Protect and secure all client information.
- Disclose all fees for services.
- Help client have realistic expectations.
- Make recommendations based on client's needs and objectives.
- Execute transactions in a timely fashion.
- Clearly communicate with the client.

How's my portfolio?
Send us the most recent statement of your investments and we'll be happy to review your portfolio, assess its risk, and compare it with industry benchmarks. We will also offer recommendations for changes that should be considered.
Call us at 602-242-4000 to have a free portfolio review.
Additional Services
Open Brokerage Account
Save for Education
Life Insurance Quote
Long-Term Care Quote
Disability Insurance Quote
Lower Annuity Costs
Create or Update Estate Planning Documents