Posts by Marcus F. Johnson, CFPⓇ
Lifeboat Drills for Real-World Portfolios
Prepare while seas are calm. Respect rallies without getting cocky. And don’t mistake lucky timing for a strategy. We’re not calling for a crash. But bull markets have a way of convincing people they’re smarter than they are. Then volatility returns, and confidence turns into regret. The cure isn’t paranoia—it’s preparation. Think of a lifeboat…
Read MoreNavigating the Fed’s Path
Understanding Interest Rates, Inflation, and What Comes Next As we move through another pivotal year for our economy, the Federal Reserve’s decisions are under intense scrutiny. With inflation pressures easing and interest rates at their highest in two decades, many are wondering: What comes next, and how will it impact my savings and investments? Let’s take…
Read MoreUncover Hidden Savings: The Top 10 Deductions you might be missing out on this Tax Season
Are you leaving money on the table when it comes to your taxes? In the dynamic landscape of financial planning, ensuring you take advantage of every possible tax deduction is crucial. Welcome to Johnson Financial Advisors, where we’re dedicated to empowering you with the knowledge to navigate your financial decisions with confidence and clarity. 1.…
Read MoreCaring for Aging Parents: Navigating New Realities Together
In an era marked by unprecedented longevity, thanks to healthier lifestyles and advances in modern medicine, the demographic landscape is significantly shifting. The worldwide population over age 65 is on a remarkable upswing. Specifically, in the United States, the segment of those aged 65 and older has surged by 38% in the last decade alone,…
Read MoreNavigating Market Weather
Strategies for Long-Term Success While the current market environment is thrilling as we set historic highs, seasoned investors know financial markets can be unpredictable, and quickly turn with significant volatility. While these market fluctuations can create a sense of uncertainty, it’s important to remember that volatility is a natural component of the investment landscape. Our…
Read MoreLessons from the Smartest People I know
Paul Merriman, from Merriman Financial Education Foundation, shares his lessons he has learned from smart individuals who have retired successfully.
Read MoreWhat does my Financial Future look like?
Learn what steps you can take towards securing your financial future.
Read MoreMake Your Tax Refund Work for You
If you’re one of the millions of Americans receiving a tax refund this year, why not use that money to reap long-term benefits? The following seven options could make a lasting impact on your financial well-being: Boost or replenish your emergency fund. Having an emergency fund to cover basic living expenses is an important step…
Read MoreNotes from the Fed’s most recent meeting
News from the recent Federal Reserve meeting on January 31st, 2024 and what it means for us. The Federal Reserve decided not to change interest rates this time, keeping them at a certain level. They’re also continuing with their current financial policies. This wasn’t a surprise, as it’s what we’ve been expecting based on their…
Read MoreRetiring Earlier Than Expected? What To Know
Many Americans, through circumstances beyond their control, find themselves needing to retire earlier than anticipated. Whatever the circumstances, it’s difficult not to feel wrongfooted and hurried by the situation. However, it’s important to get yourself back on track as soon as possible. Here are some things to consider as you make the transition: Don’t Make…
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