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Life Stages and Transitions

Ending Life on a Sweet Note

Phyllis Johnson (Phil’s mom and Marcus’ grandmother) passed away on October 17, 2017, at the age of 92.  She was a colorful woman—inside and out—known for her red hair and lipstick.  Above all, she loved her family and she was the matriarch of 11 grandchildren and 49 great-grandchildren. We have been responsible for overseeing her…

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Leaving a Legacy

We work so hard to build a life, but do we give thought to what we will leave behind when we are gone? Author Stephen R. Covey notes that there is a real human need “to learn, to live, to love, and to leave a legacy.” The need to leave a legacy is our spiritual…

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Preparing for Illness or Injury

No one can plan for every variable in life, but a key part of financial planning is to build a safety net to prevent financial disasters caused by catastrophic illness or other personal tragedies.  Below is a list of the different types of insurance coverage that should be considered, depending on your circumstances.  We also…

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Entering Retirement

At JFA, retirement is our specialty! Over the years, we’ve helped over 800 clients navigate the maze of decisions that come prior to and during retirement. Retirement should be a time of celebration—especially if you have done your pre-retirement planning! But life doesn’t always work that way. Sometimes retirement comes sooner than you planned due…

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Preparing for Retirement

From their mid-fifties and up, many individuals become increasingly concerned about retirement. “Will I have enough savings?” “Can I take early retirement, or will I need to keep working?” “Will I maintain my current standard of living?” “What if I outlive my money?” Fear usually comes lack of knowledge. You can overcome your concerns about…

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Saving for a Child’s Education

Thanks to birthdays and holidays, our society has created countless opportunities to buy gifts for our children and grandchildren.  While these gifts are fun for a day or a week, there are opportunities to give gifts that will benefit him or her for a lifetime. More jobs than ever before require a college education, and…

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Buying a Home

Owning a home has always been part of “the American Dream.” But the recent real estate downturn (actually a “depression” here in Arizona) has reminded first-time homebuyers that purchasing a home is a big decision and should not be taken lightly. Pros of Owning a Home Ownership brings a sense of pride that renting can’t…

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Starting a Family

Each of us can find joy in life—but how sweet it is when we can experience life’s journey with someone we love.  If you have recently married, it’s important for you to start planning your financial future together and creating a “team approach” regarding your financial goals and responsibilities. What is your net worth? You…

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