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Understanding Interest Rates, Inflation, and What Comes Next As we move through another pivotal year for our economy, the Federal Reserve’s decisions are under intense scrutiny. With inflation pressures easing and interest rates at their highest in two decades, many are wondering: What comes next, and how will it impact my savings and investments? Let’s take…

Are you leaving money on the table when it comes to your taxes? In the dynamic landscape of financial planning, ensuring you take advantage of every possible tax deduction is crucial. Welcome to Johnson Financial Advisors, where we’re dedicated to empowering you with the knowledge to navigate your financial decisions with confidence and clarity. 1.…

News from the recent Federal Reserve meeting on January 31st, 2024 and what it means for us. The Federal Reserve decided not to change interest rates this time, keeping them at a certain level. They’re also continuing with their current financial policies. This wasn’t a surprise, as it’s what we’ve been expecting based on their…

Many Americans, through circumstances beyond their control, find themselves needing to retire earlier than anticipated. Whatever the circumstances, it’s difficult not to feel wrongfooted and hurried by the situation. However, it’s important to get yourself back on track as soon as possible. Here are some things to consider as you make the transition: Don’t Make…

The journey of starting a new business is both thrilling and challenging. With over five million new business applications submitted in 2022 alone, it’s evident that many aspiring entrepreneurs are embarking on this exciting path. One crucial question that every entrepreneur must address is, “Which business structure should I adopt?” The answer to this question…

As a parent, you of course want to give your child the best opportunity for success, and for many, attending the “right” university or college is that opportunity. Unfortunately, being accepted to the college of one’s choice may not be as easy as it once was. Additionally, the earlier you consider how you expect to…

In a world where unforeseen disasters can strike at any moment, it is essential to protect your possessions and be prepared for the unexpected. Shockingly, only four in ten Americans have a home inventory, despite the rising number of individuals displaced by natural disasters. By taking the time to inventory your items, you can not…

In recent years, a growing trend has emerged with adult children choosing to live with their parents longer. While it may seem like a convenient solution for both parties, there are significant challenges associated with this arrangement. In this article, we will explore the reasons why it is essential for junior to leave the nest…

As the federal estate tax threshold rises to new heights under the Tax Cuts and Jobs Act (TCJA), high-net worth individuals face both opportunities and uncertainties when it comes to wealth transfer strategies. With the current exemption amounts set to sunset in 2025, it becomes imperative for individuals to plan ahead and consider the potential…

The ongoing debate surrounding the debt ceiling has reached a crescendo, capturing the attention of both the media and the American public. As Congress struggles to find common ground, many are left wondering how we arrived at this impasse and whether there is cause for concern. We aim to shed light on the situation and…